Homes for Sale – 61 Wright St, Unit 105, Stoneham, Ma 02148

Ideal and rare offering, 2 bedroom, 2 bathroom unit at Emerson Square. This ground level condo sits in a converted brick school house with only 15 total units and high owner occupancy. The unit features an open floor plan, spacious master bedroom with full bath, second generous sized bedroom and an additional full bath! Stackable washer and dryer in the unit, separate storage area, one deeded parking space and guest parking complete this offering. The low condo fee includes plowing, landscaping, master insurance, and trash removal. Minutes from 93/128 and walking distance to downtown Stoneham including banks, post office, churches, public golf course, MBTA bus and more! 

For more information and property details and photos visit the 61 Wright St Unit 105 listing page

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Posted by on July 11, 2014 in Homes for Sale


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Homes for Sale – 1-A Harvard Ave, Wilmington, MA 01887

Catch the excitement, young gambrel style cape on a corner lot priced to sell quickly! Open floor plan with front to back living room includes gleaming hardwood floors, gas fireplace and sliders to your own private over sized deck. Enjoy cooking in your new updated kitchen, with granite counters, stainless steal appliances, ceramic tile flooring and recessed lights. Ceramic tile full bath completes this level. Simply Beautiful!! Upper level has huge master, two other spacious bedroom and a full bath. Lower level has additional space to entertain, family room and/or study. Other features included for your summer time enjoyment, flat fenced in yard, petite apple trees in the front and a one car garage. Convenient location, close to the T, and shopping.

For more information and property details and photos visit the 1-A Harvard Ave listing page


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Posted by on July 11, 2014 in Homes for Sale


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Homes for Sale – 153 Maple St, Methuen MA 01844

Picture perfect Colonial loaded with custom details! Situated on a spacious lot outside of Homestead Acres, this amazing young home is beautifully kept and showcases a stunning & spacious eat in kitchen with granite, large dining room with wood burning fireplace, living room with custom built-ins & sliders to deck, great room with gas fireplace, surround sound & cove lighting, master suite with cathedral ceilings, large walk-in closet & private bath, and a private home office with wet bar & bathroom. Other outstanding features include: over-sized rooms including generous sized bedrooms, hardwood floors, central air, walk up attic for future expansion, beautiful patio, irrigation system, wiring for generator, 2 car garage, farmers porch, back deck, attached storage & much more! Come see why 153 Maple St is a truly amazing property to make your home!

For more information and property details and photos visit the 153 Maple St Listing page



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Homes for Sale – 7 Edgehill Rd, Woburn, MA 01801

Traditional two family located behind St. Charles school on a dead end street. Ideal opportunity for the owner occupant or savvy investor. Enclosed front porch with a quiet area to sip your morning coffee. Cleverly designed, large entrance way with laundry tucked away for use by both units. First floor owners unit consists of living room, newer eat in kitchen with stainless steel appliances and three bedrooms, one off the kitchen and the other two in the front of the unit. Upstairs unit has a huge living room/dining room combo, three bedrooms and good sized kitchen. Over sized driveway will accommodate six plus cars. Conveniently located close to transportation, shopping and private school. 

For more information and property details and photos visit the 7 Edgehill Rd Listing page

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Homes for Sale – 71 Hume Ave, Medford, MA 02155

Come visit 71 Hume Ave where Restoration Hardware meets Pottery Barn. Beautiful and renovated for easy living. Step up to the porch with bead-board ceiling, sit and enjoy your morning coffee overlooking your new Tufts neighborhood. Start at the foyer area with handy closet and then enter into your spacious living room with wood-burning fireplace. Kitchen is a knock out with granite, recessed lights, stainless steel appliance and breakfast bar area. Gleaming hardwood floors through out and high ceilings. Bathroom has heated floor and original clawfoot tub. Two tastefully decorated bedrooms complete this home. Basement could be finished for additional space. Detached one car garage and Security System. Prime Medford Location, Walk to TUFTS UNIVERSITY and one block away from the new Green line extension currently scheduled for 2018.

For more information and property details visit the 71 Hume Ave listing page

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When Can You Get a Mortgage Again After Your Short Sale?

Experiencing a damaging credit event like a foreclosure,short sale or bankruptcy doesn’t mean you will never be eligible for a mortgage again. As you prepare to buy your next home,take a look at this useful chart to see typical waiting periods before you can be approved for a mortgage. If you experience extenuating circumstances, your wait time may be shorter than you think. (Thanks to Fred DaMore of Ross Mortgage for providing this helpful chart) 

When Can I Get a Mortgage[2] (1)

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Posted by on March 20, 2014 in Home Buying


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Is a Reverse Mortgage Right for You?

Reverse mortgages. It’s an increasingly popular term; you may have seen a commercial touting the benefits of one or seen a brochure at your local bank. But what exactly is it? Are there risks? Is it right for me?

Consider a Reverse Mortgage an opportunity for you to decide how you wish to live out the rest of your life. You may choose to live more comfortably month to month, enjoy some luxury, or even pass some money along to your heirs for their use now while you are still living.

Now, the money lent to you can be in one lump sum or monthly, depending on your situation. If you are struggling to get by, a reverse mortgage will take the equity in your home and give it to you as cash. Equity is the amount of money left after subtracting your mortgage’s current value from the appraisal value of your house. For instance, if your house is appraised for $300,000 and you have $50,000 left on your mortgage, your equity is $250,000. Thus, with a reverse mortgage, you are entitled to a portion of that equity. The bank issues a monthly payment to you or you may receive a one time lump sum. There are no monthly payments from you back to the bank like a typical mortgage.

Reverse mortgages do have their consequences though. What you should know is that this big loan given to you by the back is accruing interest. Obviously, this will increase the amount owed upon maturity of the loan. This fact compounds one of the other stipulations of a reverse mortgage, which is the amount of succession you leave to your heirs. If you have planned on leaving your heirs with some financial security, this may not be the right course of action for you.

So if you are 62 years or older and this sounds like a good fit for you, then why wait? Start the process now! It is mandatory that before you sign anything, you attend a counseling session with a HUD certified counselor. This person is an objective and independent financial advisor that will explain everything to you in detail and answer any of your questions. HUD is the government’s Housing and Urban Development department that protects homeowners. Please see this link if you want more information on HUD.

Take that equity that you’ve put so much time and energy into and put it to use today

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About the author: Patricia Lovett is a Realtor at RE/MAX Legacy and is part of the Alliance Home Team. Contact her directly on her website 


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